Long-Term Care Cost Guide

The District of Columbia Medicaid answer, verified

Yes - the District's Medicaid Home and Community-Based Services Waiver for Persons who are Elderly and Individuals with Physical Disabilities (the EPD Waiver), run by the Department of Health Care Finance, pays an all-inclusive per diem for assisted living services (procedure code T2031) under 29 DCMR 4238, but DHCF states that 'Medicaid reimbursement will not be made for 24-hour skilled care costs associated with facility maintenance, upkeep and improvement, and room and board.' Here is what that means in practice for Washington families - eligibility, what waivers cover, and what stays out of pocket.

Assisted living near Washington compares against a national median of $6,200 a month (District of Columbia figures shown where published in the 2025 survey).

A semi-private nursing home room runs $9,581 a month at the 2025 national median - the number Washington families weighing skilled care start from.

In-home care averages $35 an hour nationally - about $80,080 a year at 44 hours a week for Washington households.

Medicaid is the payer of last resort for long-term care, and whether it helps with assisted living depends entirely on your state. Yes - the District's Medicaid Home and Community-Based Services Waiver for Persons who are Elderly and Individuals with Physical Disabilities (the EPD Waiver), run by the Department of Health Care Finance, pays an all-inclusive per diem for assisted living services (procedure code T2031) under 29 DCMR 4238, but DHCF states that 'Medicaid reimbursement will not be made for 24-hour skilled care costs associated with facility maintenance, upkeep and improvement, and room and board.' Nursing home care is covered in every state for those who qualify financially - assisted living is the state-by-state question.

The honest District of Columbia answer, verified against official sources: Yes - the District's Medicaid Home and Community-Based Services Waiver for Persons who are Elderly and Individuals with Physical Disabilities (the EPD Waiver), run by the Department of Health Care Finance, pays an all-inclusive per diem for assisted living services (procedure code T2031) under 29 DCMR 4238, but DHCF states that 'Medicaid reimbursement will not be made for 24-hour skilled care costs associated with facility maintenance, upkeep and improvement, and room and board.' Eligibility is strict - income and asset limits apply, and there is typically a five-year look-back on gifts and transfers - so families planning a Medicaid path should talk to an elder law attorney early.

Single-story senior living community exterior with covered entrance and garden beds
Wide, well-lit corridor in a care community with handrails on both walls
Bright private room in a senior community with bed, armchair and family photos on the dresser
Clipboard with a facility tour checklist resting on a lobby table

The 2026 numbers

Care type2025 national medianWhat it covers
In-home care$35/hourNon-medical help at home - meals, bathing, companionship
Adult day care$95/dayDaytime supervision and activities, evenings at home
Assisted living$6,200/monthHousing plus daily-living help; care-level fees extra
Memory caretypically 20-40% above assisted livingSecured dementia care with higher staffing
Nursing home (semi-private)$9,581/month24/7 skilled medical care
Nursing home (private room)$355/daySame care, private room
The U.S. median for assisted living is $6,200 a month; a semi-private nursing home room runs $9,581 a month; in-home care averages $35 an hour.Source: CareScout / Genworth 2025 Cost of Care Survey (published March 2026)

Find senior care options near Washington

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

District of Columbia: Medicaid, prices and the inspection file

QuestionDistrict of Columbia answer
Medicaid & assisted livingYes - the District's Medicaid Home and Community-Based Services Waiver for Persons who are Elderly and Individuals with Physical Disabilities (the EPD Waiver), run by the Department of Health Care Finance, pays an all-inclusive per diem for assisted living services (procedure code T2031) under 29 DCMR 4238, but DHCF states that 'Medicaid reimbursement will not be made for 24-hour skilled care costs associated with facility maintenance, upkeep and improvement, and room and board.'
State median, assisted living$9,845/month
Licensing & inspection recordsDistrict of Columbia Department of Health (DC Health), Health Regulation Administration - Child and Residential Care Facilities Division, Community Residence Facilities Branch

DC runs an Optional State Supplemental Payment (OSSP) that adds a monthly cash supplement on top of federal SSI specifically to help low-income residents pay assisted living room and board - $640/month in facilities with 50 or fewer beds and $750/month in larger facilities in CY2021 (on top of the $794 federal SSI benefit), with the resident keeping a $100 personal needs allowance. Assisted living facilities are treated as 'Adult Foster Care' for OSSP purposes.

Yes - the District's Medicaid Home and Community-Based Services Waiver for Persons who are Elderly and Individuals with Physical Disabilities (the EPD Waiver), run by the DepartmenSource: District of Columbia Medicaid / official source

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Weekly medication organizer and pill bottles on a kitchen counter

What this means for Washington families

A fair comparison prices the whole picture: home care hours plus home maintenance, transport, and the family hours nobody bills. Communities bundle those in - which is why the sticker comparison understates what assisted living replaces.

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Common questions

What fees do communities add on top of rent?

Care-level fees (assessed need tiers that can add $500-1,500+ monthly), medication management, and one-time community or move-in fees are the big three. Always compare communities on the all-in monthly number at your parent's assessed level - base rent alone is a marketing figure.

How much does assisted living cost?

The U.S. median is $6,200 a month ($74,400 a year) per the 2025 CareScout Cost of Care Survey - before care-level fees, which add hundreds more at higher need levels. State medians vary widely; this guide shows your state's number and rank on every page.

How do I check a facility's inspection record?

Every state has a licensing or certification agency that publishes inspection results and complaint histories - this guide links your state's agency on every page. Search every finalist before any deposit: violations, complaint patterns and how the operator responded tell you more than the tour.

What is the difference between assisted living and a nursing home?

Assisted living provides housing plus help with daily activities - meals, medication, bathing - at a median $6,200 a month. Nursing homes provide 24/7 skilled medical care at a median $9,581 a month for a semi-private room. The dividing line is medical need: wound care, feeding tubes and ventilators are nursing-home territory.

When should we start looking?

Before the crisis. Good communities near you have waitlists, and emergency placements take whatever bed is open at premium rates. Touring while your parent is stable costs nothing, builds the shortlist, and turns a future emergency into a phone call.

Find senior care options near Washington

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

All District of Columbia cities