Long-Term Care Cost Guide

The Oregon Medicaid answer, verified

Yes - Oregon Medicaid pays for assisted living SERVICES in Assisted Living Facilities and Residential Care Facilities that hold a Medicaid contract (ODHS Aging and People with Disabilities community-based care), but not room and board: the resident pays a set room-and-board amount of $711 per month and keeps $203 per month as personal spending money. Here is what that means in practice for Scappoose families - eligibility, what waivers cover, and what stays out of pocket.

Assisted living near Scappoose compares against a national median of $6,200 a month - and Oregon's own median of $6,874, ranked #16 of 50 states.

A semi-private nursing home room runs $9,581 a month at the 2025 national median - the number Scappoose families weighing skilled care start from.

In-home care averages $35 an hour nationally - about $80,080 a year at 44 hours a week for Scappoose households.

Medicaid is the payer of last resort for long-term care, and whether it helps with assisted living depends entirely on your state. Yes - Oregon Medicaid pays for assisted living SERVICES in Assisted Living Facilities and Residential Care Facilities that hold a Medicaid contract (ODHS Aging and People with Disabilities community-based care), but not room and board: the resident pays a set room-and-board amount of $711 per month and keeps $203 per month as personal spending money. Nursing home care is covered in every state for those who qualify financially - assisted living is the state-by-state question.

The honest Oregon answer, verified against official sources: Yes - Oregon Medicaid pays for assisted living SERVICES in Assisted Living Facilities and Residential Care Facilities that hold a Medicaid contract (ODHS Aging and People with Disabilities community-based care), but not room and board: the resident pays a set room-and-board amount of $711 per month and keeps $203 per month as personal spending money. Eligibility is strict - income and asset limits apply, and there is typically a five-year look-back on gifts and transfers - so families planning a Medicaid path should talk to an elder law attorney early.

Single-story senior living community exterior with covered entrance and garden beds
Wide, well-lit corridor in a care community with handrails on both walls
Bright private room in a senior community with bed, armchair and family photos on the dresser
Clipboard with a facility tour checklist resting on a lobby table

The 2026 numbers

Care type2025 national medianWhat it covers
In-home care$35/hourNon-medical help at home - meals, bathing, companionship
Adult day care$95/dayDaytime supervision and activities, evenings at home
Assisted living$6,200/monthHousing plus daily-living help; care-level fees extra
Memory caretypically 20-40% above assisted livingSecured dementia care with higher staffing
Nursing home (semi-private)$9,581/month24/7 skilled medical care
Nursing home (private room)$355/daySame care, private room
The U.S. median for assisted living is $6,200 a month; a semi-private nursing home room runs $9,581 a month; in-home care averages $35 an hour.Source: CareScout / Genworth 2025 Cost of Care Survey (published March 2026)

Find senior care options near Scappoose

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

Oregon: Medicaid, prices and the inspection file

QuestionOregon answer
Medicaid & assisted livingYes - Oregon Medicaid pays for assisted living SERVICES in Assisted Living Facilities and Residential Care Facilities that hold a Medicaid contract (ODHS Aging and People with Disabilities community-based care), but not room and board: the resident pays a set room-and-board amount of $711 per month and keeps $203 per month as personal spending money.
State median, assisted living$6,874/month (#16 of 50 states)
Licensing & inspection recordsOregon Department of Human Services (ODHS), Aging and People with Disabilities - Safety, Oversight and Quality (SOQ) unit, Community-Based Care Facility Licensing

Oregon caps what a Medicaid resident owes the facility: a fixed room-and-board payment of $711/month, with $203/month protected as 'Personal Incidental Funds' (spending money), rather than leaving room and board to the facility's own price.

Yes - Oregon Medicaid pays for assisted living SERVICES in Assisted Living Facilities and Residential Care Facilities that hold a Medicaid contract (ODHS Aging and People with DisaSource: Oregon Medicaid / official source

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Weekly medication organizer and pill bottles on a kitchen counter

What this means for Scappoose families

A fair comparison prices the whole picture: home care hours plus home maintenance, transport, and the family hours nobody bills. Communities bundle those in - which is why the sticker comparison understates what assisted living replaces.

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Common questions

What fees do communities add on top of rent?

Care-level fees (assessed need tiers that can add $500-1,500+ monthly), medication management, and one-time community or move-in fees are the big three. Always compare communities on the all-in monthly number at your parent's assessed level - base rent alone is a marketing figure.

What is the difference between assisted living and a nursing home?

Assisted living provides housing plus help with daily activities - meals, medication, bathing - at a median $6,200 a month. Nursing homes provide 24/7 skilled medical care at a median $9,581 a month for a semi-private room. The dividing line is medical need: wound care, feeding tubes and ventilators are nursing-home territory.

Should my parent stay home with help or move to assisted living?

Run the hours math first: in-home care at about $35 an hour serves people who need help, not round-the-clock supervision. Below about 30-40 hours a week, home usually costs less; past that - or when safety needs someone always present - assisted living's $6,200 median often buys more coverage. The right answer follows the care needs, not the buildings.

How much does assisted living cost?

The U.S. median is $6,200 a month ($74,400 a year) per the 2025 CareScout Cost of Care Survey - before care-level fees, which add hundreds more at higher need levels. State medians vary widely; this guide shows your state's number and rank on every page.

What is memory care and why does it cost more?

Memory care is assisted living specialized for dementia - secured areas, higher staffing, trained caregivers - and typically prices 20-40% above standard assisted living in the same market. If dementia is in the picture, ask specifically about memory-care rates and staff training, not the general rate.

Find senior care options near Scappoose

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

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National price ranges and what moves them