Long-Term Care Cost Guide

The Pennsylvania Medicaid answer, verified

No - Pennsylvania has no Medicaid assisted living waiver or benefit; the Department of Human Services states there is 'generally no third party reimbursement' for Personal Care Homes or Assisted Living Residences, so residents pay privately, and low-income residents rely on SSI plus the state-funded Personal Care Home Supplement (currently $639.30/month) to help offset room and board. Here is what that means in practice for Parryville families - eligibility, what waivers cover, and what stays out of pocket.

Assisted living near Parryville compares against a national median of $6,200 a month - and Pennsylvania's own median of $6,480, ranked #21 of 50 states.

A semi-private nursing home room runs $9,581 a month at the 2025 national median - the number Parryville families weighing skilled care start from.

In-home care averages $35 an hour nationally - about $80,080 a year at 44 hours a week for Parryville households.

No - Pennsylvania has no Medicaid assisted living waiver or benefit; the Department of Human Services states there is 'generally no third party reimbursement' for Personal Care Homes or Assisted Living Residences, so residents pay privately, and low-income residents rely on SSI plus the state-funded Personal Care Home Supplement (currently $639.30/month) to help offset room and board. Whatever your state covers, one rule is nearly universal: waivers pay for care services, and the family still handles living costs - so a Medicaid path still needs a budget.

Medicaid is the payer of last resort for long-term care, and whether it helps with assisted living depends entirely on your state. No - Pennsylvania has no Medicaid assisted living waiver or benefit; the Department of Human Services states there is 'generally no third party reimbursement' for Personal Care Homes or Assisted Living Residences, so residents pay privately, and low-income residents rely on SSI plus the state-funded Personal Care Home Supplement (currently $639.30/month) to help offset room and board. Nursing home care is covered in every state for those who qualify financially - assisted living is the state-by-state question.

Single-story senior living community exterior with covered entrance and garden beds
Wide, well-lit corridor in a care community with handrails on both walls
Bright private room in a senior community with bed, armchair and family photos on the dresser
Clipboard with a facility tour checklist resting on a lobby table

The 2026 numbers

Care type2025 national medianWhat it covers
In-home care$35/hourNon-medical help at home - meals, bathing, companionship
Adult day care$95/dayDaytime supervision and activities, evenings at home
Assisted living$6,200/monthHousing plus daily-living help; care-level fees extra
Memory caretypically 20-40% above assisted livingSecured dementia care with higher staffing
Nursing home (semi-private)$9,581/month24/7 skilled medical care
Nursing home (private room)$355/daySame care, private room
The U.S. median for assisted living is $6,200 a month; a semi-private nursing home room runs $9,581 a month; in-home care averages $35 an hour.Source: CareScout / Genworth 2025 Cost of Care Survey (published March 2026)

Find senior care options near Parryville

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

Pennsylvania: Medicaid, prices and the inspection file

QuestionPennsylvania answer
Medicaid & assisted livingNo - Pennsylvania has no Medicaid assisted living waiver or benefit; the Department of Human Services states there is 'generally no third party reimbursement' for Personal Care Homes or Assisted Living Residences, so residents pay privately, and low-income residents rely on SSI plus the state-funded Personal Care Home Supplement (currently $639.30/month) to help offset room and board.
State median, assisted living$6,480/month (#21 of 50 states)
Licensing & inspection recordsPennsylvania Department of Human Services, Office of Long-Term Living (OLTL), Bureau of Human Services Licensing (BHSL)

Pennsylvania licenses two different things families both call 'assisted living': the Personal Care Home (55 Pa. Code Ch. 2600) and the higher-acuity, aging-in-place Assisted Living Residence (Ch. 2800) - most Pennsylvania communities marketed as assisted living are actually licensed Personal Care Homes, and only an ALR license carries the higher care authority.

No - Pennsylvania has no Medicaid assisted living waiver or benefit; the Department of Human Services states there is 'generally no third party reimbursement' for Personal Care HomSource: Pennsylvania Medicaid / official source
Inspection and complaint records for Pennsylvania senior care facilities are public.Source: Pennsylvania Department of Human Services, Office of Long-Term Living (OLTL), Bureau of Human Services Licensing (BHSL)

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Weekly medication organizer and pill bottles on a kitchen counter

What this means for Parryville families

The home-versus-community math is mostly hours: in-home care at $35 an hour serves people who need help, not supervision. Past roughly 40 hours a week - or any point where safety needs someone present around the clock - assisted living at $6,200 a month usually costs less than equivalent home coverage.

This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.

Common questions

What fees do communities add on top of rent?

Care-level fees (assessed need tiers that can add $500-1,500+ monthly), medication management, and one-time community or move-in fees are the big three. Always compare communities on the all-in monthly number at your parent's assessed level - base rent alone is a marketing figure.

Should my parent stay home with help or move to assisted living?

Run the hours math first: in-home care at about $35 an hour serves people who need help, not round-the-clock supervision. Below about 30-40 hours a week, home usually costs less; past that - or when safety needs someone always present - assisted living's $6,200 median often buys more coverage. The right answer follows the care needs, not the buildings.

Does Medicaid pay for assisted living?

It depends entirely on your state: 36 states cover some assisted living services through waivers, 9 cover them in limited settings, and 6 have no assisted living pathway at all. Even where covered, waivers typically pay for care services while the family handles room and board. This guide's Medicaid page gives your state's verified answer.

How much does assisted living cost?

The U.S. median is $6,200 a month ($74,400 a year) per the 2025 CareScout Cost of Care Survey - before care-level fees, which add hundreds more at higher need levels. State medians vary widely; this guide shows your state's number and rank on every page.

When should we start looking?

Before the crisis. Good communities near you have waitlists, and emergency placements take whatever bed is open at premium rates. Touring while your parent is stable costs nothing, builds the shortlist, and turns a future emergency into a phone call.

Find senior care options near Parryville

These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.

A Place for MomFree advisor - largest U.S. senior living networkSee communities with A Place for Mom
Caring.comDirectory with reviews and pricing guidanceBrowse communities on Caring.com

Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.

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National price ranges and what moves them