Senior care in Mississippi: prices, Medicaid, and the inspection file
What Mississippi families pay for assisted living, nursing and home care, whether Medicaid helps, and how to check any facility's record - verified against official sources, town by town.
Assisted living in Mississippi runs a median $4,369 a month - ranked #50 of 50 states in the 2025 survey.
The U.S. medians for comparison: assisted living $6,200/month, nursing semi-private $9,581/month, home care $35/hour.
Mississippi families weighing home care against a community start from about $35 an hour - the crossover math is on every town page.
The honest Mississippi answer, verified against official sources: Yes - Mississippi Medicaid runs a dedicated Assisted Living (AL) Waiver that pays for services (case management, personal care, homemaker, attendant care, medication oversight/administration, intermittent skilled nursing, therapeutic social/recreational programming, transportation, attendant call system) for people who meet nursing-facility level of care and live in a licensed Personal Care Home-Assisted Living facility, but it does NOT pay room and board - the Administrative Code states plainly that 'The Division of Medicaid does not reimburse for room and board.' Eligibility is strict - income and asset limits apply, and there is typically a five-year look-back on gifts and transfers - so families planning a Medicaid path should talk to an elder law attorney early.
Mississippi: Medicaid, prices and the inspection file
| Question | Mississippi answer |
|---|---|
| Medicaid & assisted living | Yes - Mississippi Medicaid runs a dedicated Assisted Living (AL) Waiver that pays for services (case management, personal care, homemaker, attendant care, medication oversight/administration, intermittent skilled nursing, therapeutic social/recreational programming, transportation, attendant call system) for people who meet nursing-facility level of care and live in a licensed Personal Care Home-Assisted Living facility, but it does NOT pay room and board - the Administrative Code states plainly that 'The Division of Medicaid does not reimburse for room and board.' |
| State median, assisted living | $4,369/month (#50 of 50 states) |
| Licensing & inspection records | Mississippi State Department of Health, Division of Health Facilities Licensure and Certification |
Mississippi has no license called 'assisted living' on its own - assisted living is a designation on a Personal Care Home license, so facilities are licensed as 'Personal Care Home - Assisted Living' (PCH-AL); the state's public Health Facilities Directory lists them under 'Personal Care Homes'.
This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.
What care costs in 2026
| Care type | 2025 national median | What it covers |
|---|---|---|
| In-home care | $35/hour | Non-medical help at home - meals, bathing, companionship |
| Adult day care | $95/day | Daytime supervision and activities, evenings at home |
| Assisted living | $6,200/month | Housing plus daily-living help; care-level fees extra |
| Memory care | typically 20-40% above assisted living | Secured dementia care with higher staffing |
| Nursing home (semi-private) | $9,581/month | 24/7 skilled medical care |
| Nursing home (private room) | $355/day | Same care, private room |
Compare senior care options near Mississippi
These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.
Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.
Why only these platforms
The cheapest community is not the best one - the one with a clean inspection record is. In this industry, the price difference between a good facility and a neglectful one is often a few hundred dollars a month; the difference in your parent's daily life is everything. Every state publishes violation records, and this guide links Mississippi's.
Senior care referral is an industry with real abuse - phone-blast lead sellers and pay-to-play rankings. This guide only links platforms that show you multiple named communities and let you decline: never single-facility funnels. And no platform placement replaces the one check that matters - your state's own inspection records, linked on every page of this guide.
| Platform | What you get | Background |
|---|---|---|
| A Place for Mom | Free advisor + shortlist of communities near you | Largest U.S. senior living referral network |
| Caring.com | Directory with reviews and pricing guidance | Established senior care directory |
Common questions
Can a facility evict my parent?
Yes - discharge policies allow it for reasons like funds running out, care needs exceeding what the license covers, or behavior issues. Read the discharge clause before signing and get the funds-run-out answer in writing; involuntary moves are the outcome families regret most.
How do I check a facility's inspection record?
Every state has a licensing or certification agency that publishes inspection results and complaint histories - this guide links your state's agency on every page. Search every finalist before any deposit: violations, complaint patterns and how the operator responded tell you more than the tour.
How much does assisted living cost?
The U.S. median is $6,200 a month ($74,400 a year) per the 2025 CareScout Cost of Care Survey - before care-level fees, which add hundreds more at higher need levels. State medians vary widely; this guide shows your state's number and rank on every page.
What is memory care and why does it cost more?
Memory care is assisted living specialized for dementia - secured areas, higher staffing, trained caregivers - and typically prices 20-40% above standard assisted living in the same market. If dementia is in the picture, ask specifically about memory-care rates and staff training, not the general rate.
What questions expose a bad facility fastest?
Three: What is the caregiver-to-resident ratio on nights and weekends? How long has the current administrator been here? What happens when private funds run out? Communities that answer all three plainly and in writing are the shortlist.
Does Medicaid pay for assisted living?
It depends entirely on your state: 36 states cover some assisted living services through waivers, 9 cover them in limited settings, and 6 have no assisted living pathway at all. Even where covered, waivers typically pay for care services while the family handles room and board. This guide's Medicaid page gives your state's verified answer.
Compare senior care options near Mississippi
These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.
Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.
Prices by city
Abbeville · Aberdeen · Ackerman · Algoma · Alligator · Amory · Anguilla · Arcola · Artesia · Ashland · Baldwyn · Bassfield · Batesville · Bay Springs · Bay St. Louis · Beaumont · Beauregard · Belmont · Belzoni · Benoit · Bentonia · Beulah · Big Creek · Biloxi · Blue Mountain · Blue Springs · Bolton · Booneville · Boyle · Brandon · Braxton · Brookhaven · Brooksville · Bruce · Bude · Burnsville · Byhalia · Byram · Caledonia · Calhoun City · Canton · Carrollton · Carthage · Cary · Centreville · Charleston · Chunky · Clarksdale · Cleveland · Clinton · Coahoma · Coffeeville · Coldwater · Collins · Columbia · Columbus · Como · Corinth · Courtland · Crawford · Crenshaw · Crosby · Crowder · Cruger · Crystal Springs · D'Iberville · D'Lo · De Kalb · Decatur · Derma · Diamondhead · Doddsville · Drew · Duck Hill · Dumas · Duncan · Durant · Ecru · Eden · Edwards · Ellisville · Enterprise · Ethel · Eupora · Falcon · Falkner · Farmington · Fayette · Flora · Florence · Flowood · Forest · French Camp · Friars Point · Fulton · Gattman · Gautier · Georgetown · Glen · Glendora · Gloster · Gluckstadt · Golden · Goodman · Greenville · Greenwood · Grenada · Gulfport · Gunnison · Guntown · Hatley · Hattiesburg · Hazlehurst · Heidelberg · Hernando · Hickory · Hickory Flat · Hollandale · Holly Springs · Horn Lake · Houston · Indianola · Inverness · Isola · Itta Bena · Iuka · Jackson · Jonestown · Jumpertown · Kilmichael · Kosciusko · Kossuth · Lake · Lambert · Laurel · Leakesville · Learned · Leland · Lena · Lexington · Liberty · Long Beach · Louin · Louise · Louisville · Lucedale · Lula · Lumberton · Lyon · Maben · Macon · Madison · Magee · Magnolia · Mantachie · Mantee · Marietta · Marion · Marks · Mathiston · Mayersville · McComb · McCool · McLain · Meadville · Mendenhall · Meridian · Merigold · Metcalfe · Mize · Monticello · Montrose · Moorhead · Morgan City · Morton · Moss Point · Mound Bayou · Mount Olive · Myrtle · Natchez · Nettleton · New Albany · New Augusta · New Hebron · New Houlka · Newton · North Carrollton · Noxapater · Oakland · Ocean Springs · Okolona · Olive Branch · Osyka · Oxford · Pace · Pachuta · Paden · Pascagoula · Pass Christian · Pearl · Pelahatchie · Petal · Philadelphia · Picayune · Pickens · Pittsboro · Plantersville · Polkville · Pontotoc · Pope · Poplarville · Port Gibson · Potts Camp · Prentiss · Puckett · Purvis · Quitman · Raleigh · Raymond · Renova · Richland · Richton · Ridgeland · Rienzi · Ripley · Rolling Fork · Rosedale · Roxie · Ruleville · Sallis · Saltillo · Sandersville · Sardis · Satartia · Schlater · Scooba · Sebastopol · Seminary · Senatobia · Shannon · Shaw · Shelby · Sherman · Shubuta · Shuqualak · Sidon · Silver City · Silver Creek · Slate Springs · Sledge · Smithville · Snow Lake Shores · Soso · Southaven · Starkville · State Line · Stonewall · Sturgis · Summit · Sumner · Sumrall · Sunflower · Sylvarena · Taylor · Taylorsville · Tchula · Terry · Thaxton · Tishomingo · Toccopola · Tremont · Tunica · Tupelo · Tutwiler · Tylertown · Union · Utica · Vaiden · Vardaman · Verona · Vicksburg · Walls · Walnut · Walnut Grove · Walthall · Water Valley · Waveland · Waynesboro · Webb · Weir · Wesson · West · West Point · Wiggins · Winona · Winstonville · Woodland · Woodville · Yazoo City