The South Dakota Medicaid answer, verified
Yes - South Dakota Medicaid's HOPE Waiver (Home and Community-Based Options and Person Centered Excellence) covers assisted living services in licensed assisted living centers - personal care, homemaker, chore, meal preparation, medication assistance and 24-hour on-site response - but 'room and board, items of comfort or convenience... are not covered' and remain the participant's responsibility, collected directly from the participant by the facility. Here is what that means in practice for Lebanon families - eligibility, what waivers cover, and what stays out of pocket.
Assisted living near Lebanon compares against a national median of $6,200 a month - and South Dakota's own median of $4,900, ranked #46 of 50 states.
A semi-private nursing home room runs $9,581 a month at the 2025 national median - the number Lebanon families weighing skilled care start from.
In-home care averages $35 an hour nationally - about $80,080 a year at 44 hours a week for Lebanon households.
The honest South Dakota answer, verified against official sources: Yes - South Dakota Medicaid's HOPE Waiver (Home and Community-Based Options and Person Centered Excellence) covers assisted living services in licensed assisted living centers - personal care, homemaker, chore, meal preparation, medication assistance and 24-hour on-site response - but 'room and board, items of comfort or convenience... are not covered' and remain the participant's responsibility, collected directly from the participant by the facility. Eligibility is strict - income and asset limits apply, and there is typically a five-year look-back on gifts and transfers - so families planning a Medicaid path should talk to an elder law attorney early.
Yes - South Dakota Medicaid's HOPE Waiver (Home and Community-Based Options and Person Centered Excellence) covers assisted living services in licensed assisted living centers - personal care, homemaker, chore, meal preparation, medication assistance and 24-hour on-site response - but 'room and board, items of comfort or convenience... are not covered' and remain the participant's responsibility, collected directly from the participant by the facility. Whatever your state covers, one rule is nearly universal: waivers pay for care services, and the family still handles living costs - so a Medicaid path still needs a budget.
The 2026 numbers
| Care type | 2025 national median | What it covers |
|---|---|---|
| In-home care | $35/hour | Non-medical help at home - meals, bathing, companionship |
| Adult day care | $95/day | Daytime supervision and activities, evenings at home |
| Assisted living | $6,200/month | Housing plus daily-living help; care-level fees extra |
| Memory care | typically 20-40% above assisted living | Secured dementia care with higher staffing |
| Nursing home (semi-private) | $9,581/month | 24/7 skilled medical care |
| Nursing home (private room) | $355/day | Same care, private room |
Find senior care options near Lebanon
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South Dakota: Medicaid, prices and the inspection file
| Question | South Dakota answer |
|---|---|
| Medicaid & assisted living | Yes - South Dakota Medicaid's HOPE Waiver (Home and Community-Based Options and Person Centered Excellence) covers assisted living services in licensed assisted living centers - personal care, homemaker, chore, meal preparation, medication assistance and 24-hour on-site response - but 'room and board, items of comfort or convenience... are not covered' and remain the participant's responsibility, collected directly from the participant by the facility. |
| State median, assisted living | $4,900/month (#46 of 50 states) |
| Licensing & inspection records | South Dakota Department of Health, Office of Licensure and Certification |
Alongside the Medicaid HOPE Waiver, South Dakota runs a separate State Optional Supplemental Assisted Living Program (referred to in state policy as the 'Regular Assisted Living Program'), which can cover a person before or between periods of HOPE Waiver eligibility - so a family may be moved between two different funding programs without changing facilities.
This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.
What this means for Lebanon families
Home care keeps your parent in familiar surroundings and costs less at low hours; communities win on 24/7 coverage, social contact and predictable pricing. The wrong choice is usually the one made in a crisis - which is why running these numbers early matters more than getting them perfect.
This guide is research, not advice: an independent summary of published costs and state rules. It is not a care provider, placement agency, law firm or financial advisor - care and Medicaid decisions deserve professional advice for your family's situation.
Common questions
What is the difference between assisted living and a nursing home?
Assisted living provides housing plus help with daily activities - meals, medication, bathing - at a median $6,200 a month. Nursing homes provide 24/7 skilled medical care at a median $9,581 a month for a semi-private room. The dividing line is medical need: wound care, feeding tubes and ventilators are nursing-home territory.
Does Medicaid pay for assisted living?
It depends entirely on your state: 36 states cover some assisted living services through waivers, 9 cover them in limited settings, and 6 have no assisted living pathway at all. Even where covered, waivers typically pay for care services while the family handles room and board. This guide's Medicaid page gives your state's verified answer.
What questions expose a bad facility fastest?
Three: What is the caregiver-to-resident ratio on nights and weekends? How long has the current administrator been here? What happens when private funds run out? Communities that answer all three plainly and in writing are the shortlist.
How much does assisted living cost?
The U.S. median is $6,200 a month ($74,400 a year) per the 2025 CareScout Cost of Care Survey - before care-level fees, which add hundreds more at higher need levels. State medians vary widely; this guide shows your state's number and rank on every page.
Can a facility evict my parent?
Yes - discharge policies allow it for reasons like funds running out, care needs exceeding what the license covers, or behavior issues. Read the discharge clause before signing and get the funds-run-out answer in writing; involuntary moves are the outcome families regret most.
Find senior care options near Lebanon
These platforms show communities and home-care agencies near you with pricing guidance. Advisors are free to families - providers pay them, as they do this site.
Disclosure: this is an independent guide. If you connect with a provider through a link here, the platform may pay this site a referral fee. That fee never changes your price - and it never changes what the inspection records say.